Ontario has had some form of “no fault” auto insurance since 1990, when the Ontario Motorist Protection Plan was passed. Since that time, Ontario motorists injured in auto accidents have been able to access various benefits under their own policy of insurance to assist them in their recovery. These “no fault benefits” include certain coverage for the costs associated with medical treatments and rehabilitation costs. Currently, for a non-catastrophic injury, that coverage is up to $50,000 within 10 years after the date of the collision. Continue reading